Providing the Best Future for Your Best Living

At Mruk Finance, our mission is to provide tailored, transparent, and reliable mortgage solutions that empower individuals and businesses to achieve their property goals.

Our Partners :

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With over 20 years of experience in the mortgage industry, Mruk Finance has built a strong reputation as a trusted and reliable provider of home and commercial mortgage services.

Who We Are

Welcome to Mruk Finance – Your Trusted Mortgage Partner

Find the Most Suitable Mortgage for Your Ideal Property

At Mruk Finance, we understand that securing the right mortgage is not just about financing; it’s about building a secure financial future for you and your family. Whether you’re a first-time homebuyer or looking to refinance an existing mortgage, we offer a wide range of tailored solutions designed to fit your unique needs. Our team of dedicated professionals works closely with you to provide guidance, answer your questions, and simplify the often complex mortgage process.

Whether you’re looking to purchase a home, secure a business loan, or refinance your current property, we are committed to offering flexible, competitive mortgage solutions that help you achieve your financial goals with ease and confidence. 

Affordable Loans with Low Rates and Flexible Payments

Competitive Rates

Enjoy low interest rates that help you save over the life of your loan, giving you more control over your finances.

Flexible Loan Terms

Choose from a variety of customizable loan terms that match your budget and long-term financial goals.

Manageable Payments

We offer affordable monthly payments, helping you manage finances while achieving homeownership.

Flexible and Adaptable Loan Plans

No two financial situations are the same, and we believe your mortgage should reflect your unique needs and lifestyle. That’s why we offer a wide range of customizable lending options designed to empower you with flexibility and control. Whether you prefer fixed or variable interest rates, need adaptable repayment terms, or are balancing multiple income sources, our team is committed to tailoring a loan solution just for you.

Our Services

Flexible, Adaptable, and Adjustable Plans to Fit Your Needs

At Mruk Finance, we understand that life isn’t one-size-fits-all—and neither are your financial goals. That’s why our mortgage solutions are built around flexibility, adjustability, and personalization. Whether you’re purchasing your first home, building your dream house, or refinancing for better rates, we tailor each plan to your lifestyle, income, and long-term vision.

Our clients include growing families, first-time buyers, self-employed professionals, and seasoned investors—all supported by loan structures designed to adapt as your circumstances evolve.

17K+

Help People Get Home

Helping Australians Step Into Their Dream Homes

What We Offer

Navigate Mortgages with Ease and Confidence

Understanding your mortgage options is the first step to making confident financial decisions. At Mruk Finance, we offer a variety of loan types tailored to meet your current needs and long-term goals. Each loan product is designed with specific benefits, helping you choose what best suits your lifestyle, investment plans, and repayment capabilities.

First Home Mortgage

Buying your first home? We make it achievable with low-deposit loans, government grants, and clear guidance at every step.

Commercial Loans

Ideal for purchasing or refinancing commercial properties like office spaces or retail shops. Competitive terms and scalable financing.

Asset Loans

Secure financing using assets like vehicles or machinery. Flexible repayment options available for business and personal use.

Unsecured Personal Loans

Quick approval loans without collateral—perfect for unexpected expenses, home improvements, or personal projects.

Business Loans (With Less Documentation)

Fast-track funding for your small business without overwhelming paperwork. Ideal for startups and self-employed professionals.

Mortgage Consultation

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Mortgage Refinancing

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Mortgage Insurance

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Why Choose Mruk Finance?

Your Home, Your Future, Our Commitment

We take the complexity out of mortgages. Here’s why Australians trust Mruk Finance:

Competitive Pricing

Access industry-best interest rates, tailored for your financial situation.

Free Consultations

Book a no-obligation chat with our experienced mortgage brokers

Lifetime Tracking

Even after your loan is settled, we monitor market changes to help you refinance at the right time.

Listing Property

Empowering Your Homeownership Journey

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House

$110,000-$199,000
Balaraja Garden City

Tangerang, Indonesia

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Apartment

$50,000-$99,000
Ophelia Apartment

Surabaya, Indonesia

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Office & Apartment

$80,000-$150,000
Twin Tower Office & Apartment

Semarang, Indonesia

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House

$140,000-$220,000
Serpong Smart Town

Tangerang, Indonesia

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Your Path to Homeownership Begins Here

We provide step-by-step assistance from loan selection to settlement. Our streamlined process includes:

Personalized Guidance

Personalized mortgage guidance tailored to your income and goals

Mortgage Solutions

Expert support with documentation and lender communication

Appointment

Let's Talk to a Lending Specialist

At Mruk Finance, we understand that choosing the right mortgage is a significant decision. Our experienced lending specialists are committed to helping you find the best loan option tailored to your unique needs. Whether you’re purchasing your first home, refinancing for better terms, or looking for business funding, we offer clear, personalized advice to make the process easier for you.

When you book an appointment with us, you’ll benefit from:

Get one-on-one time with a specialist who will review your financial goals and walk you through the best loan options available.

Understand all your mortgage choices, including home loans, commercial loans, refinancing options, and more.

We ensure you fully understand the terms and conditions of your loan. No hidden surprises!

Make an Appointment

Fill out the short form, and a member of our team will reach out at your chosen time.

Testimonials

What our clients say about us

At Mruk Finance, we believe that nothing speaks louder than the experiences of our satisfied clients. Our commitment to providing top-tier mortgage solutions is reflected in the success stories of those who’ve trusted us to guide them through their financial journey. Here’s what some of our clients have to say about working with us:

As a small business owner, I needed quick access to capital to expand my operations. Mruk Finance not only provided the right financing options but also worked with me to minimize the documentation required. Their efficient, straightforward approach meant I got the funding I needed fast, and the process was far less stressful than I imagined.

Michael T.

When I decided to refinance, I was nervous about the paperwork and the process. But Mruk Finance made it simple and straightforward. They helped me secure a much better interest rate, saving me thousands over the life of the loan. The customer service was fantastic, and I always felt supported throughout the process.

David R.

I had no idea where to begin when I decided to buy my first home, but the team at Mruk Finance made everything so easy. They took the time to explain my options clearly and helped me secure the right loan for my budget. The process was seamless, and I’m so grateful for their expert guidance. I’m finally a proud homeowner, all thanks to them!

Sarah M.

Mortgage Solutions

Navigate Homeownership with Confidence

From simple pre-approvals to complex investment loans, Mruk Finance supports you with knowledge, experience, and care. Let’s get you the best mortgage for your future.